Building Wealth
with Clarity and
Confidence
Independent financial advisory for individuals, families, and pre-retirees seeking fiduciary-driven guidance and personalized retirement planning.
A Partnership Built on Trust
At Confluence Capital Management, we believe that true wealth management goes beyond numbers on a spreadsheet. It is about understanding your life's work, your family's needs, and your vision for the future.
As a fiduciary firm, we are legally and ethically bound to act in your best interest. No hidden agendas, no proprietary products—just honest, transparent advice tailored to your unique situation.
Fiduciary Standard
Unbiased advice putting you first.
Holistic Planning
Comprehensive strategies for life.
Our Team
We are a dedicated team of independent financial advisors committed to providing fiduciary guidance, clarity, and confidence for your financial future.
Thomas D. Clark
Senior Lead Wealth Advisor
Fiduciary Financial Advisor
Thomas leads Confluence Capital Management with a clear and disciplined vision: to help families build, protect, and sustain wealth with confidence. With nearly 20 years of experience in the financial industry, including advising clients within several Fortune 100 environments, he brings both institutional-level insight and a highly personalized approach to every relationship. He possesses a deep understanding of the financial markets and is known for guiding clients through complex economic environments with steady, strategic direction. His approach emphasizes disciplined, risk-aware strategies designed to support long-term financial stability and growth. Specializing in retirement income planning and Social Security optimization, Thomas helps clients make informed, confident decisions about their financial future. As the firm's lead advisor, he sets the standard for fiduciary excellence—ensuring every recommendation is aligned with the best interests of the families he serves.
Dennis Snoozy
Senior Wealth Strategist
Fiduciary Financial Advisor
Dennis serves as a senior strategist to the firm, bringing decades of experience and insight to the development of sophisticated financial plans. With over 30 years in the financial industry—including roles as a Financial Advisor, Branch Manager, and Executive at a Wall Street investment firm—he provides a seasoned, high-level perspective on complex financial matters. He has a strong passion for helping individuals and families prepare for retirement and has trained numerous financial advisors on how to guide clients through that process with clarity and structure. His expertise in tax-aware planning, wealth structuring, and long-term strategy supports the firm's ability to deliver thoughtful, well-coordinated financial solutions. Working closely with the advisory team, Dennis plays a key role in shaping strategies designed for preservation, efficiency, and long-term confidence.
Tifanne Clark
Operations Manager
Tifanne plays a critical role in the operational strength and financial integrity of Confluence Capital Management. With over 10 years of experience in administrative leadership, accounting, and financial operations, she brings a structured, detail-oriented approach that supports both client experience and internal performance. Her background includes working within complex, project-based and financial environments, with a focus on reporting accuracy, process improvement, and strengthening internal controls. She is known for building efficient systems that enhance transparency, organization, and consistency across operations. Tifanne oversees day-to-day operations, client onboarding, and compliance, ensuring every process reflects the firm's commitment to professionalism, precision, and care. Her work behind the scenes helps create a seamless and elevated experience for every client relationship.
Comprehensive Wealth Solutions
We provide a full spectrum of financial services designed to integrate every aspect of your financial life.
Retirement Planning
Design a roadmap specifically for your retirement years ensuring sustainability and peace of mind.
Investment Management
Data-driven portfolio construction tailored to your risk tolerance and long-term objectives.
Social Security Optimization
Strategic claiming strategies to maximize your lifetime government benefits.
Tax & Estate Planning
Collaborative strategies to minimize tax liabilities and preserve your legacy.
Wealth Preservation
Protecting your hard-earned assets from market volatility and unforeseen risks.
Financial Education
Empowering you with the knowledge to make confident financial decisions.
A Clear Path Forward
Financial planning isn't a one-time event; it's an ongoing journey. Our disciplined four-step process ensures that every decision is intentional and every strategy is aligned with your evolving life.
We take the complexity out of wealth management, providing you with a simple, understandable roadmap to your financial future.
Discovery
Understanding your goals, values, and current situation.
Analysis
Evaluating your portfolio, risks, and opportunities.
Strategy
Developing a personalized plan tailored to your needs.
Implementation
Putting the plan into action with precision.
Ready to Start Your Journey?
Schedule a complimentary consultation to discuss your financial goals and discover how we can help you build wealth with clarity and confidence.
Schedule Consultation