Terms of Service

Acceptance of Terms

By accessing or using the website and services of Confluence Capital Management, LLC, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services or website.

Description of Services

Confluence Capital Management provides independent financial advisory, retirement planning, and investment management services. Information provided on this website is for educational and informational purposes only and does not constitute personalized financial, tax, or legal advice.

User Responsibilities

You agree to use our website and services only for lawful purposes. You are responsible for maintaining the confidentiality of any account information and for ensuring that the information you provide to us is accurate and up to date.

SMS/Text Message Terms

If you opt in to receive SMS/text messages, you agree to receive communications from us regarding your account and services. Standard message and data rates may apply. You may opt out at any time by following the instructions provided in the messages (e.g., replying "STOP").

Confluence Capital Management, LLC and mobile carriers are not liable for delayed or undelivered messages.

You must be 18 years of age or older to opt in to SMS communications from Confluence Capital Management, LLC.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Confluence Capital Management or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding the accuracy, reliability, or completeness of the information provided on our website.

Limitation of Liability

To the fullest extent permitted by law, Confluence Capital Management shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our website or services.

Investment Risks Disclaimer

Investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results. No strategy assures success or protects against loss. Clients must carefully consider their own investment objectives before investing.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law principles.

Changes to These Terms

We reserve the right to modify these Terms of Service at any time. Any changes will be effective immediately upon posting on this website. Your continued use of the website signifies your acceptance of the updated terms.

Contact Us

If you have questions about these Terms of Service, please contact us at:

Confluence Capital Management, LLC
Thomas Clark, Investment Advisor Representative
4301 Morris Park Drive, Suite 23
Mint Hill, NC 28227
Phone: (704) 621-6376
Email: contact@confluencecm.com